PERSONAL FINANCES

Where are you at in the spectrum of financial status?

ResourcesDrowning in debtInvesting for the futureHolding on!Financial Freedom
Giving Plan WorksheetCrucialCrucialCrucialCrucial
Estate PlanningCrucialCrucialCrucialCrucial
National Christian FoundationCrucialCrucialCrucial
Budget WorksheetCrucialCrucialCrucial
HCC Financial AdvisorsCrucial
Budget WorkshopCrucialCrucialCrucial
Financial Peace SeminarsCrucialHelpful
Crown Financial SeminarsHelpfulHelpful

Depending upon your current financial status, you will need different tools. Utilize the above to select what will help you the most. For additional information or input, contact Scott Kaseburg.

Giving Plan Worksheet
This is a self-evaluation tool to prayerfully seek how the Lord may be challenging you in the area of generosity. Download the Giving Planning Worksheet

Budget Worksheet
Are you spending more than you are earning? Are you finding that you can’t save for retirement? Are you struggling to live on a fixed income? Download and save this Excel worksheet to help you establish a plan. Then track expenses to your plan and re-adjust the plan. Download the Budget Worksheet

HCC Financial Advisors
Please contact one of our Adult Ministries Pastors for more information.

Financial Peace Small Groups
Achieve financial peace by eliminating debt! Learn how to take control of your finances and save for your future. Former participants have described this course as life changing. Nine-week small groups are always nearby; see www.daveramsey.com.

Budget & Mortgage Workshops
Saddleback has some excellent resources at www.saddleback.com/personalfinances. See the media tab on the right; there is also a workshop booklet that can be downloaded for the mortgage workshop.

Crown Financial Seminars
crown.org/personal-finance

Estate Planning
Estate planning may be the single largest act of stewardship that most of us as Christians will ever perform. It is helpful when starting or re-evaluating your existing estate plan to use a briefing provided here. Before meeting with a lawyer it can be very helpful to use the Estate Plan Organizer. These tools are through an organization that HCC has contracted with in the past called PhilanthroCorp. Since we don’t currently have a contract with them, don’t send them the worksheet, but print it out and take it to an attorney. For some recommendations for an attorney that specializes in wills, email Scott Kaseburg.

National Christian Foundation
Utilized by a number of people at HCC, this non-profit enables one to establish Foundations and Donor Advised Funds. It works especially well for a business owner to make pre-tax charitable donations and have distributions over time. Also, instead of selling securities oneself, paying required taxes, then making a donation, an individual can donate the entire stock and advise distributions to multiple non-profits over time. www.ncfgiving.com/northwest